Tuesday, October 03, 2006

Bad Credit Debt Consolidation Loans

Are you looking to consolidate credit card or other debt? Do you have bad credit history? There are many options available online nowadays to help you consolidate your debt. Whether you are wanting to consolidate credit card debt or other kinds of debt, it can be overwhelming searching online to find the best ones for your situation. Here is a short overview of what kind of debt services are available online.

If you are looking for a loan to consolidate your debt, you will need to qualify for the loan, just like any other loan. If you have a home, you may be able to get an equity loan using your equity or even go over the appraised value of your home in order to get the financing you need.

You may be able to qualify for an unsecured loan, which can consolidate your debt with one low monthly payment with no ties to any of your assets.

There are other companies that will help you manage your debt without having to use another loan. These companies usually charge you a fee and then help negotiate lower interest rates with your creditors and manage your monthly payments. There are various ways to do this and every company is different. Usually these techniques will save you money to start paying down the principle on your credit balances.

Some of these companies are definitely worth the small monthly fee, and can save you much more than they charge. But, some of these companies are not legitimate and can take your monthly payments and keep them for a month or more before they make your payments (collecting interest on the money all the while), causing you to accrue late fees and possibly collections. These companies can actually cost you money and make your situation worse.

Be careful when searching for debt consolidation companies to work with. Make sure they are legitimate, long standing companies before you sign on the dotted line. To see our list of recommended debt consolidation lenders click on the link below.

Consolidating your debt can provide great relief and breathing room when it comes time to pay your bills. Sometimes, when you are up to the hilt in debt, it can be so overwhelming just keeping up with your bills that it can be difficult to think about ways to start paying the debt down.

To see our list of recommended debt consolidation service companies, visit this page: Recommended Bad Credit Debt Consolidation Services and Lenders.
Carrie Reeder is the owner of ABC Loan Guide. ABC Loan Guide is an informational loan website with informative articles related to many different types of loans. To see recommended, credible lenders and loan service companies, visit: Recommended Bad Credit Debt Consolidation Services and Lenders
Article Source: http://EzineArticles.com/?expert=Carrie_Reeder

Visit Sallie Mae Loan.

Thursday, September 21, 2006

Chinese Steel in Giant Dam Project Questioned by Think Tank

Recently a Think Tank questioned the steel used in the giant Chinese Dam Project. The massive project is clearly the largest in the World and a bold step for China. Yet some feel too many corners were cut and not enough new technologies were used, they are even questioning the quality of the steel inside the dam, type of concrete mix used and the over all strength in case of an Earthquake. Although the area or region is not known for Earthquakes it sure as heck will be once the dam is in place and all that water weight is redistributed in a different way from which the land mass has become accustomed.

Is the quality of steel being used good enough? And why all the quick shuffling and mergers in the Chinese Steal Industry lately, as that really does not make much sense. The competition for steel in the world is moderate and although the prices are down around the world certainly the demand in China is up 10-fold over a decade or two ago. Especially, with the Chinese Navy on the warpath and looking to flex its muscle and all the ship building there should not be any surplus. Consider also all the massive infrastructure going on right now in China?

Well, steal industry indicators and plate tectonics aside, some say there is something fishy about the steel inside that dam and its strength in a major Earthquake? What do I think personally? I think that time will tell and until we find out more information, every thing else is merely speculation. So, consider all this in 2006.

Lance Winslow - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/
Article Source: http://EzineArticles.com/?expert=Lance_Winslow